These prices are effective as of January 1, 2015 and are subject to change without notice.
The goods and services are those we can provide to our customers. You may choose only the items you desire. However, any arrangements you select will include a charge for our basic services and overhead. If legal or other requirements mean you must buy any items you did not specifically ask for, we will explain the reason in writing on the statement we provide describing the goods and services you selected.